What are you waiting for? Contact us in confidence and you could secure a cash loan within 24-hours.

Your Name (required)

Your Email (required)

Your Telephone Number

Asset To Be Valued

Amount Needed

Model / Serial Number

Upload Photo of Goods

Additional Information (More information leads to a more accurate price)


  • Step 1 – APPLY

    Tell us what you need online, by phone or in person.You can apply for secured loans with no credit check…online, by telephone or you can make an appointment to come to see us at our Puerto Banús office.


    Tell us which assets you want to use as collateral for an online loan and send them to us. Our experts will give you free no-obligation valuation based on its current market value.

  • Step 3 – GET YOUR CASH

    Once you have accepted the valuation, simply decide whether you want to repay the loan in 6 months or up to 3 years, sign the contract and receive your money.
    After which you’ll simply pay back the loan and the small amount of interest within the agreed time frame, to receive your valuables back safe and sound.

Personal Loan Disclosures and Requirements


APR is the Annual Percentage Rate. The rates quoted are offered to individuals for the agreed amount and term. Actual APR may vary and may be subject to applicable discounts(MAX APR 60%). Hola Credito’s advertised interest rates are subject to change without notice.

Period for repayment

Loans from 6 months to 3 years

Loan Amount and Term Restrictions


Example A: A 1000€ loan at 5% per month, for the term of 6 months (MAX APR 60%) this is 6 payments of 50€ and a final payment of 1000€ total amount repayable 1300€

Example B: A 1000€ loan at 5% per month, for the term of 3 years (MAX APR 60%) this is 36 payments of 50€ and a final payment of 1000€ total amount repayable 2800€.
(Hola Credito is a responsible lender. Interest is calculated daily at a rate of 1.64 and loans can be repaid at any time without incurring additional fees or penalties)

EU Consumer Credit Right – Early repayment

Hola Credito adheres to the EU Consumer Credit Act. In line with your EU Consumer Credit rights, you have the right to withdraw from the agreement after a 14 day cooling off period. In which case no additional fees will be charged, you will pay only the original capital and the interest accrued during this period.

Documentation Requirements

In order to apply for a loan from Hola Credito, you must first complete an application form and provide proof of identity and state the valuables that you wish to borrow against.

  • You will need to complete a loan application with personal information.
  • Copy of passport or NIIE